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1. #APPLE UPGRADE PROGRAM CRACKED#
2. #APPLE UPGRADE PROGRAM UPDATE#
3. #APPLE UPGRADE PROGRAM PLUS#
4. #APPLE UPGRADE PROGRAM SERIES#

I know, that’s the very definition of a first-world problem, but because I do this for a living, I’m under pressure to get Apple products as soon as possible so I can tell you about them.

#APPLE UPGRADE PROGRAM PLUS#

Everything went through, but the extra paperwork prevented me from getting the iPhone 7 Plus on day one - it arrived a week after launch. It wasn’t onerous, but when you’re fighting the rush and unstable servers, every second counts. It was the middle of the night, and not only was I sleepily fumbling to order an iPhone 7 Plus quickly, I also had to fill out a loan form. IPhone Upgrade Program: Hands-On Experience - My first impression of the iPhone Upgrade Program in 2016 was not great. Every year, when you order a new iPhone through the program, Citizens One checks your credit (a “hard pull,” which can negatively affect your credit score) and issues you a new loan if you’re approved.ĭespite being administered by a third party, the iPhone Upgrade Program has some uniquely Apple pros and cons. Now, to take some of the mystique out of all of this: the iPhone Upgrade Program is actually an interest-free loan administered by Citizens One.

#APPLE UPGRADE PROGRAM CRACKED#

You get two screen replacements with AppleCare+ at that price before you have to start paying full price to fix a cracked screen.) However, I paid only $29 plus $2.68 in sales tax for the repair instead of the usual $149 fee. Getting it fixed required a typical Apple Store visit with the two-hour drive, two-hour wait in the snooty mall with no food, followed by a two-hour drive home. (I got a chance to use AppleCare+ with my iPhone 7 Plus since I stupidly broke the screen while on vacation just days after acquiring it. If you pay off a phone instead of trading it in, it’s yours to keep.Īpple, seeing a market opportunity, launched its own installment program, the iPhone Upgrade Program, which is essentially the same as the carrier installment plans, except that it includes AppleCare+, which explains why its monthly fee is higher than plans from the carriers. Apart from activation fees, this installment approach costs you nothing extra beyond perpetual device payments. Most of these plans let you trade in a phone after a year or so for a new one, assuming the phone is in decent condition. Many people don’t want to cough up the $649 to $1348 for a new iPhone all at once, so carriers started offering installment plans that let customers pay the phone off over 24 months. But as we now know, that was far from reality, because Apple adapted to the new environment. Some pundits, like Jay Yarrow, formerly of Business Insider, claimed that this would doom Apple. You’d get the phone at a low, subsidized price, usually $200 or so, and would pay off the rest of the phone’s cost as part of the service fee for the next two years.Ĭarriers tired of this approach, and after T-Mobile successfully implemented an installment plan for buying the iPhone 5 in 2013, the industry began phasing out subsidized phones and contract service. In the United States, cell phones used to be sold by carriers on a two-year contract. I now have an iPhone X and have returned my iPhone 7 Plus, thus completing one full cycle of Apple’s iPhone Upgrade Program, and I thought I’d share my impressions and answer any questions you may have.įor those out of the loop on the iPhone Upgrade Program, here’s a quick refresher. The iPhone Upgrade Program: A Year in Review smart displays, iOS 12.5.5 and Catalina security update, iPhone 13 problem with Apple Watch unlocking #1581: New Safari 15 features, Center Stage vs.

#APPLE UPGRADE PROGRAM SERIES#

#APPLE UPGRADE PROGRAM UPDATE#

#1585: macOS 12 Monterey and iOS 15.1 released, 1Password secure password sharing, choosing the right chart in Numbers, Apple device updates in Software Update.